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Question: How can you be in debt and afford to build your new home?

Posted on August 22, 2018 in Blog

man holding key

The answer? Spend the next two minutes or so reading this blog.

Hopefully, that will be time enough for you realise that, even though you may find yourself struggling to make ends meet right now, the idea of owning your first-ever home needn’t be a dream.

How so? Check this out.

The first thing to realise is that you’re not alone. There are thousands of other young West Aussies in a similar financial situation to you. They’ve got car loans to pay. HECS fees outstanding. More credit cards than they even knew they had. All coming out of a wage that isn’t exactly sky high.

But guess what? They’re still managing to get out of the rental trap and into their own new homes. We know because, at WA Housing Centre, we’re helping them to do it. And now we can do exactly the same for you.

First off … consolidate your debt

Have a quick look in your purse or wallet. Do you really need all those credit cards? Course you don’t. So get out your scissors and cut them all up. Once you’ve done that, consolidate all the balances on them into just one manageable monthly payment. Chances are, you’ll get a better interest rate than the ones you’re currently paying, and you’ll probably be saving heaps on fees at the same time.

That’s all very good, you say … but you don’t know what happens next

That’s where we come in. And at WA Housing Centre, we just happen to be very good at listening to individual cases. (We should be … we’ve been doing it now for over 20 years.) And guess what? Right now, we may be able to offer you a home loan that works to help build your first home AND help manage or even reduce your current debt.

Is this too good to be true?

Fair enough, it does sound a little like that. But the fact is, nobody gets first home ownership more that we do. We get that you’ve got debts to pay. We get that you’ve got no deposit saved. We especially get that there are heaps of hurdles to jump. But we’re here to help you get over those hurdles … and into the swanky brand-new home of your dreams.

Ready to make things happen? Just click here to contact a member of our friendly team … and make the move to building your first new home today.

The above information is provided for general informational purposes only and is not to be viewed as financial advice.