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Can you make the move from renting to building? Yes, you can!

Posted on August 22, 2018 in Blog

Renting VS Building own home

Let’s face it: when it comes to renting vs. building your own home, you’ve probably heard it all before.

Things like how renting really doesn’t add up in the long term. Like how all you’re actually doing is helping your landlord pay off their mortgage. And like how you can’t even hang your own stuff on the walls.

(That last one’s always sure to crop up.)

Yet even though building clearly is a smarter alternative, it still begs the question. How come so many young West Australians still rent? The reality, it seems, is once they’re caught in the renting cycle, lots of people put the thought of building their own home into the ‘too hard’ basket.

They think it will be too hard to find a house they like. They think it will be too complicated. And they certainly think it will be way too expensive.

At WA Housing Centre, we’re here to help dispel all these myths and more – one at a time.

Myth #1: We can’t afford to build

You know what? We’re pretty sure you can. Because instead of having to fork out up to 10% deposit – which you might have to do with many other builders – At WA Housing Centre, through a partnership with The Loan Company^, we can offer a home loan that requires absolutely no savings to qualify. Plus, we’ll help you find the perfect house and land package from $255 a week* (that’s probably less than what you’ve been paying in rent).

Myth #2: We don’t want to live in a tiny house out in the middle of nowhere

Guess what? We don’t want you to do that either! Which is why we offer hundreds of house and land packages to choose from. Fantastic 3-bedroom, 2-bathroom home designs in over 60 highly sought-after suburbs right around Perth and the South West. And if you can’t find exactly the house and land package you want, we’ll create one… just for you!

Myth #3: We don’t know anything about finances and things like that

This is where you really are in luck. Our partnership with The Loan Company means we have all bases covered, offering you a range of simple finance solutions tailored to your individual needs to get you into your first home. As well as helping to see whether you qualify for things like government grants, Keystart and the First Home Owners Grant.

Reckon you’re ready to make the move?

We certainly hope so. Simply click here to talk to one of our friendly team. And who knows, this last few minutes reading might have saved you years more of renting!

*Finance provided by Harrisdale Pty Ltd t/as The Loan Company (Australian Credit License No 386355). WA Housing Centre is not the owner of the land. Loan amounts are based on Westpac Flexi First Option 2 Year Intro Owner Occupied Loan interest rate of 3.59% (Comparison Rate 4.42%%) repayable over 30 years. Home Loan based off 95% of House & Land package price, deposit required of 5%, (excludes Fees). Note: Rates are current as at 12th January 2018 and subject to change. Lending criteria applies. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit assistance provided by Harrisdale Pty Ltd t/as The Loan Company (Australian Credit License No 386355) and is subject to approval. Inclusions may vary depending on house type. Please refer to individual house addenda for more information. Specifications are subject to change without notice. The information shown is current as at January 2018