To help you get started, we've included a list of frequently asked questions.
If your question isn't listed below, or if you want more information, please contact us.
Where do I start?
We understand that the process of buying your first home can seem daunting. That's why we've put together a simple, three step guide to home ownership. See The Road to Home Ownership.
If you have more questions, or want further information, please feel free to contact one of our experienced Home and Land Specialists who can answer your questions in one obligation-free discussion.
Do I qualify for the First Home Owner's Grant?
The First Home Owner's Grant (or FHOG) is a $7,000 rebate provided by the State Government at settlement of an established home, or when the slab goes down on a brand new home.
To qualify for the West Australian First Home Owner's Grant, you must meet the following requirements:
- You are an Australian citizen or permanent resident
- You have never owned a residential property anywhere in Australia
- You have not previously received a First Home Buyers Grant from any state or territory in Australia
- You must be 18 years of age or older
- It is required that the recipient of the FHOG occupies the home as their principal place of residence for a continuous period of at least 6 months, which much take place within 12 months of receiving the FHOG.
What other government assistance do I qualify for?
Keystart Home Loans is an initiative of the State Government to help West Australians achieve the dream of home ownership. They provide a Low Deposit home loan option requiring a deposit of just 6% and no lender's mortgage insurance, allowing homebuyers with little or no savings to get into a home of their own.
The Keystart Low Deposit home loan can be used for owner-occupiers in Western Australia, regardless of whether they are first homebuyers or have owned a home before.
Through WA Housing Centre's partnership with The Loan Company, we have all leading banks and lenders – including Keystart Home Loans. For more information or to see if you qualify, please use the form on this page to contact us, or to speak to one of our Home and Land Specialists, please call 9214 1111.
Can you help me get finance for my new home?
To ensure you secure the best possible home loan for you, WA Housing Centre has partnered with The Loan Company to provide a complimentary in-house home loan service. The Loan Company specialises in construction home loans and has direct access to all the major banks and lenders.
Along with WA Housing Centre, The Loan Company is a member of the BGC family, enabling us to provide you with a range of home loan options available exclusively through The Loan Company.
For more information on how The Loan Company's services, click here.
Do I need a deposit to buy a new home?
Not necessarily! There are many home loan options available to first and subsequent homebuyers, and through our partnership with The Loan Company, WA Housing Centre can help you find a home loan to suit your lifestyle.
The Loan Company specialise in finance for first homebuyers, and have direct access to all the major banks and lenders. There are Low Deposit, Low Interest and No Savings Home Loan options available now, and we can provide you with all the information you need to decide which one is right for you.
